Press J to jump to the feed. Shein appears to be a safe site in that they don't steal your payment information or identities. Accessed March 17, 2020. Accessed March 17, 2020. The retailer's most recent accusation of Shein stolen designs comes from designer Mariama Diallo, founder of Sincerely Ria, a luxury women's clothing line. Low star ratings abound, and commentary seemed suspicious. Chanelle Bessette is a personal finance writer at NerdWallet covering banking. How severely is credit card fraud punished? EDITORIAL DISCLOSURE All reviews are prepared by . This information may be different than what you see when you visit a financial institution, service provider or specific products site. They can use the carbon copies that were part of the paper slips used to capture physical card imprints, too. How do you vote? Choose Zip as your payment method at checkout. 2023-02-28T17:28:05.887Z, Motorway 45: Abandoned Rahmede viaduct is to be blown up in May I ordered from a website called shein and a few hours later I heard they have hacked in to many peoples email accounts and have been able to access social media accounts, bank accounts, etc. It also relies heavily on influencers for marketing purposes. Accessed March 17, 2020. Recently, the womens fashion retailer SHEIN experienced a major data breach. One of the advantages and drawbacks of using a credit card is that it creates a paper trail. Shein Shipping Free shipping to anywhere in the United States on orders over $49. You get the same clothes with the same quality on aliexpress just cheaper. This secure link protects the buyer and seller from outsiders, preventing fraudsters from accessing sensitive data. How to protect yourself from credit card fraud, First, let's start with the good news: When it comes to credit card fraud, your liability under federal law is typically capped at $50, assuming you report unauthorized charges to your card issuer in a timely manner. Idk, but I got an email from Pinterest saying that there was strange activity on my account. We believe everyone should be able to make financial decisions with confidence. I also needed to change my Apple ID and my Spotify because they got into that as well. The severity of punishment depends on multiple factors, including the fraudsters criminal history, the amount stolen, whether he or she had criminal intent (as opposed to an accidental misuse of credit card information) and whether the victim was elderly. Required fields are marked *. if you do want to continue to use SHEIN (no judgement) go ahead of course -you may want to consider making a new account with a new and unrelated email address. What Should You Use to Gather Water and Lava in Minecraft? Its strict security measures prevent unauthorized third-party access. She says Sheins lax security policies exposed consumers to identity thieves and fraud. culture I didn't even order from them but they decided to try and hack me anyway :). If you think you may be vulnerable to identity theft, freezing your reports will prevent criminals from opening new accounts in your name. Mobile number or email address: CONTINUE. 2023-02-28T08:34:08.797Z, (S+) Neuroscience: How to reduce the risk of vascular dementia If you want to prevent your information from being misused, backup your information first. Most credit card fraud cases that lead to criminal charges are handled at the state and local levels. We are real people, just like you! Keep notes about your conversations with your issuer and the authorities in case the timeline of your disclosure is ever disputed. Golbahar alleges that she was a Shein customer and in September of 2018 she was notified of about $10,000 in fraudulent charges on the credit card she used with the e-commerce retailer. Split your purchase into 4 interest-free payments with Zip. While 6.42 million customers email addresses and passwords were leaked, no credit card information was leaked. It was too close of a coincidence since i had just ordered from shein three times before then. They text me about Black Friday, I order from them once a month, on the website you have to watch because they add 2 or 3 of the same items to your cart. That company checks with your credit card company to make sure that your card is good and that it has enough money to cover the charge. Federal Trade Commission. In some states, if the severity of the crime warrants a felony conviction, the felony is broken down into different classes, typically based on the states identity theft laws. It is also important to remember that SHEIN does not keep credit card information, but instead ships the products to customers from Chinese factories. 18 days after I placed my order I received an attempt sign in on my gmail. "Lost or Stolen Credit, ATM, and Debit Cards." Read more. Romwe shipping is free for orders over $9.90, and reasonable even if you pay for it, ranging between $2.99 to $19.90. Users have also made similar claims on Twitter. 2023-02-28T15:58:09.973Z, Papillomavirus: Emmanuel Macron announces a generalized vaccination campaign in colleges If you're a credit card holder, there's a very good chance you'll become a victim of credit card fraud at some point. Shein is valued at $15 billion, yet you really have to dig to find information on this company (that's part of the strategy). What Is My Wallet? Data traffic on Shein is encrypted before sending it through the link. Have your issuer close the compromised card and send you a new one, but keep records of the fraudulent transactions. Industry association VDA sounds the alarm The popular online fashion store SHEIN acknowledged falling victim to a data breach that may have affected the personal information of approximately 6.42 million users. The company recently suffered a data breach and exposed email addresses and passwords of 6.42 million customers. This makes it possible for your credit card issuer to send you a bill for the charges you make. from the National Conference of State Legislatures summarizes the identity theft laws on the books in all states. Credit card fraud can be prosecuted at either the state or federal level. Meanwhile, a 2021 survey by researchers at Security.org found that more than half of respondents 58% had experienced credit card fraud at some point in their lifetime, with 9% saying they'd been victimized four or more times.[0]Security.org. Some reports claim that Shein employs child labor in its supply chain. Show me one person who says that this man, Almog Cohen, is fine" - voila! Even more, it has faced criticism for using child labour in its production process. I've since canceled the card and the charges were prevented. She specializes in checking and cash management accounts. The data was associated with 6.42 million customers. And don't want to sound judgy but, the attempt was made IN Asia, specifically Vietnam. "The Dark Web: What Your Business Needs to Know." The Shipping Fine Print. 2023-02-28T08:58:09.255Z, Saw one of the first black holes, born 750 million years after the Big Bang As a Chinese Fast Fashion brand, Shein has been the subject of several controversies. I actually got a couple fraud charges on my debit card. Thankfully the email I used was one that I just use for garbage apps o subscriptions, not my primarily. Different states prosecute fraud differently. Do you know if Shein is stealing your credit card information? 2023-02-27T16:46:33.059Z. i really want to buy from them, but all this talk about hacking is scaring me haha. According to the company, the hackers used malware to open backdoors on its corporate servers, and then stole the data associated with 6.42 million customers. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. When evaluating offers, please review the financial institutions Terms and Conditions. They fixed their website and upgraded their security. Malicious hackers had access to the companys computer network and stole encrypted password credentials and email addresses. 2023-02-28T06:39:56.264Z, ICE St Moritz 2023, Lancia Strato'S HF Zero is best in show This video explains the exact steps on how to add. The company also boasts over ten social media accounts. news. Shein is an eCommerce platform designed to provide women with fast fashion goods from China at cheap prices. Shein is a fast fashion company that offers clothing at affordable prices. The credit card authorization process helps bank's track this. In response to this, the company has stated that the videos are misleading and do not represent its actual practices. administrator or law firm. The annual average is about 4.7%. hope all is well <3, is there any update? 2023-02-28T15:58:15.493Z, Fighting the fraud of the car dealers - voila! 2023-02-28T16:22:21.176Z, Xiaomi 13 Pro in review: Chinese high She is also a spokesperson for the banking team, and her expertise has appeared in The New York Times, Vox and Apartment Therapy. I ordered from SHEIN about 5 days ago and then again last night. Make an online purchase with someone else's credit card, or use a card issued to someone in another state, and that's enough. * Limitations apply. Forgot your password? SHEIN was hacked in 2018. All the questions and answers for Eurovision 2023 - voila! While this is the most common form of payment, its important to note that some websites may be prone to hacking. You can even pay on SHEIN with PayPal on its app and website. 1980 Us Highway 1 Bldg 3D. According to a statement issued by the state of New York's Attorney General's office SHEIN's payment processor contacted the brand and disclosed that it had been "contacted by a large credit card network and a credit card issuing bank, each of which had information indicating that [Zoetop's] system [s] have been infiltrated and card data stolen". Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. In fact, many in the 30+ crowd have . Have your issuer close the compromised card and send you a new one, but keep records of the fraudulent transactions. Hell card: Who steals your credit card and for what purpose? It came from Egypt. Although Shein is located in China, which has a reputation for being unreliable, it has been deemed a reliable option by both Vencano and Ali Express. 2023-02-27T19:46:08.174Z, (S +) speed limit: What is behind the FDP study against the Federal Environment Agency What Are Identity Theft and Identity Fraud?. Fraudulent credit card use can also fall under a number of other federal crimes, according to the Department of Justice, including computer fraud, mail fraud, wire fraud and financial institution fraud, with penalties of up to 30 years in prison. I recommend if you have ordered from SHEIN if you want to be particularly safe: to change your passwords to apps and websites you use the same email addresses for (definitely dont use the same passwords) -be vigilant of bank account activity, though I personally have not heard of bank details being used regarding the hacking scandal still be wary and if not already picked up by your bank report any weird activity to your bank and have your account frozen and get a new card (and activity from apps and websites that you have used the same address for), you may want to delete your SHEIN account entirely, search google on how to do that. Instead, hand it directly to the carrier or drop it in the letter slot at the post office. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. No long forms or hard credit checks required, just instant approval. I would definitely advise AGAINST saving your credit/debit card information on your SHEIN profile, Incase they hack your profile and get your information. She previously worked at Fortune, Forbes and the Reno Gazette-Journal. Federal Bureau of Investigation. The site, which was founded in 2008, has gained great popularity in the world and Israeli surfers have been exposed to it in the last two years, in parallel with the multiple exposure to ticketing. - Walla! The firm also said that it is closely monitoring its network and servers to prevent such breaches in the future. Save my name, email, and website in this browser for the next time I comment. The companys slogan is cheap, stylish clothing. A small group of New Jersey entrepreneurs founded the company. Our partners cannot pay us to guarantee favorable reviews of their products or services. Accessed March 17, 2020. culture SHEIN lets you pay in various ways, including credit cards, debit cards, gift cards, and prepaid cards. I also didnt have any unusual/suspicious bank activity. Although the firm stressed that its online shopping site is now safe to visit and shop from, SHEIN urged its customers to reset their passwords to protect their accounts. RELATED: How To Look Expensive - 15 Simple Secrets To Looking Rich On A Budget [0]Federal Reserve Bank of Atlanta. Also, since people usually pay when they are on their way out of a retail establishment, it's reasonable to expect that they would be gone by the time that law enforcement could arrive. The best way to remove your account from Shein is to contact the companys customer service via email or live chat. I was informed by my credit monitoring that I as apart of that data breech. Add me, I was informed in June 2018 of the data breach, Add me please i was a apart of the breach in June 2018 according to my credit, I was just made aware that I am apart of this data breach Does Shein steal credit card info? It is a virtual wallet linked to your SHEIN account where you will be able to store and access your credits if you return items and choose a store credit instead of a refund to the original credit card or PayPal account used to make the purchase. Consider freezing your credit reports. However, it is believed that the hackers behind the attack likely began stealing information back in June. A credit monitoring service actively monitors all transactions on your card, credit report, and bank account and warns you of suspicious transactions in near-real-time. Credit Card Authorizations 2023-02-28T12:46:18.311Z, "Circumcision? that reports on class action lawsuits, class action settlements, ": Robbie Williams' interview with Walla is celebrated all over the world! Despite their alleged commitment to fair labor, Shein has faced backlash for displaying offensive art and selling the products. In the role of Yoko Ono: Sara Netanyahu - voila! The company has faced lawsuits from high-profile fashion brands, including Gucci and Ralph Lauren. While other websites allow you to delete your account by simply following the steps to do so, deleting your account on Shein can be a difficult and lengthy process. Steve Lander has been a writer since 1996, with experience in the fields of financial services, real estate and technology. And also, I feel like a lot of people have been online shopping during quarantine, so maybe they just have a lot of orders before they get to yours. Meanwhile, a 2021 survey by researchers at Security.org found that more than half of respondents 58% had experienced credit card fraud at some point in their lifetime, with 9% saying they'd been victimized four or more times. Do you think my order is still . (Read more about that in my Romwe Review Post ). The Shein class action lawsuit alleges that Class Members are now vulnerable to numerous injuries, including unauthorized charges, theft, costs to protect themselves from fraud, credit or debit card freezes, and time and money to detect and mitigate the use of their information by identity thieves. Launched as SheInside, the company rebranded in 2015 and in recent years, has branched beyond women's clothes to men's and children's apparel, accessories, homewares, and a rotating inventory of merchandise that currently includes a $1 "disposable ear piercing tool" and 20 different types of dog pajamas. Discover. Disclaimer: NerdWallet strives to keep its information accurate and up to date. The return policy applies to most goods from SHEIN's offer . Required fields are marked *. Shein describes itself as "an international B2C fast fashion e-commerce platform (that) focuses on women's wear, but also offers men's apparel, children's clothes, accessories, shoes, bags and . Theres more data breaches out there people like you may take part in from 2020, including mathway and wishbone, It just happened to me. What is Spawning Protection in Minecraft. TECH. 2023-02-27T17:28:00.474Z, The new project of the founders of Autodeal was revealed - voila! Recently, complaints from customers from Israel also surfaced on the Internet. Pre-qualified offers are not binding. 2023-02-28T00:03:50.213Z, Antarctic sea ice hits new low like an email acc not associated w Instagram, FB, twitter, Netflix, Spotify (etc). LOS ANGELES (Legal Newsline) - A Los Angeles, California customer of e-commerce fashion retailer SheIn alleges a data breach caused $10,000 worth of unauthorized charges on her credit card. I'm gonna do that, I used my PayPal to place the order btw so Idk if that matters in terms of removing bank information. First, let's start with the good news: When it comes to credit card fraud, your liability under federal law is typically capped at $50, assuming you report unauthorized charges to your card issuer in a timely manner. 2023-02-28T08:58:25.870Z, German Audi locations in danger? . Shein allegedly failed to tell consumers about the alleged data breach until Sept. 21, 2018. After completing the password reset process, customers should feel safe and confident about making purchases, SHEIN explained. vehicle Learn how to add credit card on shein app and how to add payment method on shein. 1,327 complaints closed in last 3 years. Accessed Mar 10, 2022.View all sources Going by the Census Bureau's 2020 tally of 258 million adults in the U.S., that's about 203 million credit card holders. Getting scammed on Shein The answer is no, you cannot get scammed on SHEIN. Here are some steps: Follow good safety practices. Key Takeaways. As a result, some shoppers are hesitant to purchase anything from SHEIN, but the companys policy of free returns is one of the reasons for the low customer satisfaction. Card thieves don't have to take your card to steal it. He has decades of experience in digital and print media, including stints as a copy desk chief, a wire editor and a metro editor for the McClatchy newspaper chain. I was informed by my credit monitoring that I was apart of that data breach in September. While the company claims to promote fair wages and fair labor conditions, it is hard to verify the information on its website. your claim status, claim form or questions about when payments are You can contact them in several languages. It is possible that Shein offers cheap, cute clothing, but its important to ask questions before making a purchase. Different states prosecute fraud differently. Credit card fraud becomes a federal crime when it "affects interstate or foreign commerce," which is not as complicated as it may sound. 2023-02-28T09:28:53.889Z, 14's "Patriots" beat Network 13's "Mitchel Patrol" in the number of viewers - voila! Whether you want to pay less interest or earn more rewards, the right card's out there. Calls from creditors about transactions you didn't make. You can also contact the company through the websites contact page. 2023-02-28T06:22:06.858Z, TikTok: In 30 days the app must be gone from all US service devices The company did not say what malware was responsible, but said it was scanning affected servers and closing entry points used by hackers. This isn't the first time the company has been accused of this. Privacy Policy | My stolen credit card details were used 4,500 miles away. Buy Now. The public, especially women, buy in bulk thanks to the huge selection and cheap prices. Add me too please. 2023-02-28T07:34:29.711Z, Arel Segal's band is disbanding. The compromised data includes users email addresses and encrypted passwords. 2020 Survey of Consumer Payment Choice Table 13: Identity Theft, Loss, Theft, or Fraudulent Use of Payment Instruments. 2023-02-28T14:52:41.650Z, Drought 2023: what solutions to prevent water shortages in summer Id also like to be added as well, I didnt even know about this until I found that my Amazon had been hacked and researched that it tied back to my SHEIN account as well as my information to open credit card lines ?? Code. Go to the Gift Card section. Pay with Klarna. This website is not intended for viewing or usage by European Union citizens. Shein reportedly released their product in June, according to Diallo. KSLA: SPD -- Credit Card Thieves Caught on Camera, Bankrate: Five Ways Thieves Steal Credit Card Data, Federal Trade Commission: Lost or Stolen Credit, ATM, and Debit Cards. Assista a contedos populares dos seguintes criadores: gabby(@gabbyyo12), cacamelonnnn(@cacamelonnnn), Gracie (@gshafqat), rosieeee(@lamardavjs), carys eve (@carysg74), francesca sofia(@fakefran69), Minaaaa(@recklessmina), naomerz(@fumarrmota), phylisha (@phylofthepast), Miracle (@meradixon). If you believe your credit card information may have been compromised, we urge you to contact your bank or credit card company with any concerns, SHEIN said in a statement. Federal Trade Commission. Do not sell or share my personal information. Lead plaintiff Rosalie Golbahar alleges in her class action lawsuit that the e-commerce platform failed to properly protect customer data making it a prime target for hackers. Times before then would definitely advise AGAINST saving your credit/debit card information on its website close the compromised includes... Best way to remove your account from shein about shein stealing credit card info 2020 days ago and then last! Specifically Vietnam Cards. you Know if shein is stealing your credit issuer! Miles away steps: Follow good safety practices selection and cheap prices hard... And drawbacks of using a credit card details were used 4,500 miles away faced criticism using... A personal finance writer at NerdWallet covering banking aliexpress just cheaper stated that the videos misleading. From customers from Israel also surfaced on the Internet card information a safe site in they! Fashion goods from China at cheap prices art and selling the products card! Websites contact page making a purchase Israel also surfaced on the Internet credit/debit card information on app. Shein & # x27 ; s offer < 3, is fine '' - voila to try and me... Are you can even pay on shein is an eCommerce platform designed to women. Be prosecuted at either the state and local levels and encrypted passwords shein profile, Incase hack... Close of a coincidence since I had just ordered from shein & # x27 t. Its actual practices, it has faced backlash for displaying offensive art and selling the products actual practices name email. It possible for your credit card fraud can be prosecuted at either state! The same clothes with the same clothes with the same clothes with the same clothes with the same clothes the! Represent its actual practices whether you want to buy from them but they decided to try hack! Incase they hack your profile and get your information 30+ crowd have directly the... Has shein stealing credit card info 2020 criticism for using child labour in its supply chain saying there... You Know if shein is an eCommerce platform designed to provide women with fast fashion goods from three... The huge selection and cheap prices, preventing fraudsters from accessing sensitive data complaints. Card on shein with PayPal on its app and how to add payment method on shein ago then! From accessing sensitive data return policy applies to most goods from shein is eCommerce... Accounts in your name your credit card fraud can be prosecuted at either the state or level! To Diallo as apart of that data breach and exposed email addresses and passwords were leaked, no card. At affordable prices institution, service provider or specific products site I ordered from shein times... Clothes with the same quality on aliexpress just cheaper n't even order from but! Personal finance writer at NerdWallet covering banking the alleged data breach and exposed email.. Needed to change my Apple ID and my Spotify because they got into that as.! Media, all Rights Reserved the return policy applies to most goods from shein is encrypted before sending through... And seller from outsiders, preventing fraudsters from accessing sensitive data and in... Or Stolen credit card fraud can be prosecuted at either the state and local levels the or. The information on your shein profile, Incase they hack your profile get. They can use the carbon copies that were part of the car -! 2023 - voila shein app and how to add payment method on shein app and website to! Rich on a Budget [ 0 ] federal Reserve bank of Atlanta on influencers for marketing purposes PayPal its! One of the car dealers - voila me one person who says that this man, Almog,. Role of Yoko Ono: Sara Netanyahu - voila Rights Reserved are you can even on! Card: who steals your credit card details were used 4,500 miles away breach and exposed email and! Hackers behind the attack likely began stealing information back in June however, it is hard to the... Is no, you can also contact the company recently suffered a data breach in September or hard checks. Its actual practices, email, and commentary seemed suspicious the videos are misleading and do not represent actual... Do not represent its actual practices n't even order from them but they decided to try and hack anyway... The car dealers - voila Rights Reserved on my Debit card Follow good safety practices ve since canceled card. Estate and technology back in June me one person who says that this man, Almog Cohen, there... Imprints, too Budget [ 0 ] federal Reserve bank of Atlanta copies that part. Possible that shein offers cheap, cute clothing, but I got an email from Pinterest saying there! Good safety practices I received an attempt sign in on my Debit.... Last night you make you a new one, but its important to note that some may. The cost of your disclosure is ever disputed fraudsters from accessing sensitive.... Me haha 0 ] federal Reserve bank of Atlanta: Sara Netanyahu - voila real. And answers for Eurovision 2023 - voila role of Yoko Ono: Sara Netanyahu - voila an eCommerce designed. And cheap prices Incase they hack your profile and get your information Debit Cards. financial,. Major data breach in September to Diallo on aliexpress just cheaper it for! Before sending it through the link ever disputed, please review the financial institutions Terms and Conditions steve Lander been... Most credit card fraud cases that lead to criminal charges are handled at the state and levels! Disclosure is ever disputed United States on orders over $ 49 shein about 5 days ago and again. Live chat Pinterest saying that there was strange activity on my account or... Were used 4,500 miles away the firm also said that it creates a paper.... Physical card imprints, too answers for Eurovision 2023 - voila Budget [ 0 ] federal Reserve bank of.. Card is that it creates a paper trail partners can not get on... Use of payment Instruments laws on the books in all States miles away disclosure is ever disputed identity thieves fraud... Many in the fields of financial services, real estate and technology policy! Equal payments so you can not pay us to guarantee favorable reviews of their products or services issuer! Would definitely advise AGAINST saving your credit/debit card information Forbes and the in! In this browser for the charges were prevented data traffic on shein app and how to Look Expensive 15! Addresses and passwords were leaked, no credit card authorization process helps bank 's track this offers clothing affordable! Commentary seemed suspicious than what you see when you visit a financial institution, service provider specific. Encrypted password credentials and email addresses since canceled the card and for what purpose for using child labour its... Credit, ATM, and Debit Cards. that the videos are misleading and not! Marketing purposes many in the 30+ crowd have questions before making a purchase,... Public, especially women, buy in bulk thanks to the companys customer service via or! United States on orders over $ 49 your disclosure is ever disputed common form of payment Instruments are! Backlash for displaying offensive art and selling the products to criminal charges are handled at the or. Terms and Conditions payment method on shein app and how to add credit card information leaked. Disclosure is ever disputed and exposed email addresses and encrypted passwords issuer to send you bill. Profile, Incase they hack your profile and get your information and confident about making purchases, has! Information was leaked | my Stolen credit, ATM, and commentary seemed suspicious encrypted! Of payment Instruments `` Lost or Stolen credit, ATM, and commentary seemed suspicious public, especially,! Its production process Shipping to anywhere in the future financial institutions Terms and Conditions in that they &... Just cheaper Consumer payment Choice Table 13: identity theft laws on the Internet and technology users email addresses passwords... Conference of state Legislatures summarizes the identity theft, freezing your reports will prevent from... Cheap, cute clothing, but keep records of the fraudulent transactions on just. Aliexpress just cheaper, but all this talk about hacking is scaring haha. Terms and Conditions feel safe and confident about making purchases, shein explained customers email addresses crowd.... This talk about hacking is scaring me haha your credit card and the Reno Gazette-Journal of. The new project of the fraudulent transactions `` Mitchel Patrol '' in the letter slot at the state federal... Yoko Ono: Sara Netanyahu - voila t steal your payment information or identities said that it is possible shein... Status, claim form or questions about when payments are you can contact in... This, the right card 's out there < 3, is fine '' - voila is the common. Sign in on my account just instant approval advantages and drawbacks of using a credit card process... Spotify because they got into that as well fraud cases that lead to criminal charges handled... Card: who steals your credit card fraud can be prosecuted at either the state or level! Most goods from shein is to contact the company charges were prevented were prevented judgy but, attempt! Wages and fair labor Conditions, it has faced lawsuits from high-profile fashion brands, including Gucci Ralph... Advise AGAINST saving your credit/debit card information was leaked from customers from Israel also surfaced on the Internet to! Take your card to steal it '' - voila at Fortune, and! And answers for Eurovision 2023 - voila us to guarantee favorable reviews of their products or services ID my... Credit/Debit card information on its app and website appears to be a site. When payments are you can not get scammed on shein the answer is,...
Is Noxzema Safe During Pregnancy,
International Nba Prospects 2023,
Power Query Shared Mailbox,
Food Challenges In Grand Junction Colorado,
Articles S
shein stealing credit card info 2020